Dictionary.com
Thesaurus.com
Synonyms

debtor

American  
[det-er] / ˈdɛt ər /

noun

  1. a person who is in debt or under financial obligation to another (creditor ).


debtor British  
/ ˈdɛtə /

noun

  1. a person or commercial enterprise that owes a financial obligation Compare creditor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

  • nondebtor noun
  • predebtor noun

Etymology

Origin of debtor

1250–1300; Middle English detto ( u ) r < Anglo-French dett ( o ) ur, de ( b ) tour, Old French det ( t ) or < Latin dēbitōr-, stem of dēbitor, equivalent to dēbi-, variant stem of dēbēre ( debt ) + -tor -tor

Explanation

A debtor is someone who owes money. If you borrow from a bank to buy a car, you are a debtor. Most of us are debtors at some point in our lives. We borrow money to buy houses or cars, to attend college, or to tide us over when we're between jobs. Businesses and large institutions can also be debtors, and even countries are often debtors. If a developing country borrows money from a wealthier one, the borrower is a debtor. The opposite of a debtor is a creditor.

Keep Reading on Vocabulary.com

Vocabulary lists containing debtor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The state does not notify a person when a lien names them as the debtor, allowing fake filings to remain in California’s public database for years before a victim discovers them.

From Los Angeles Times • Jan. 6, 2026

Luminar Semi isn’t a debtor in Luminar’s chapter 11 cases and its operations are expected to be unaffected by the chapter 11 filing, the company said.

From The Wall Street Journal • Dec. 15, 2025

Those failed attempts have made Argentina the International Monetary Fund’s largest debtor, with more than $41 billion currently owed to the IMF.

From Barron's • Oct. 17, 2025

Pakistan has taken more than 20 loans from the IMF since 1958 and is currently its fifth-largest debtor.

From BBC • Sep. 25, 2024

You are the debtor who is always paid.

From "Mythology: Timeless Tales of Gods and Heroes" by Edith Hamilton