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debtor

American  
[det-er] / ˈdɛt ər /

noun

debtors plural
  1. a person who is in debt or under financial obligation to another (opposed to creditor).


debtor British  
/ ˈdɛtə /

noun

  1. a person or commercial enterprise that owes a financial obligation Compare creditor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Derived Forms

Inflected Forms

Nouns

Etymology

Origin of debtor

1250–1300; Middle English detto ( u ) r < Anglo-French dett ( o ) ur, de ( b ) tour, Old French det ( t ) or < Latin dēbitōr-, stem of dēbitor, equivalent to dēbi-, variant stem of dēbēre ( see debt) + -tor -tor

Explanation

A debtor is someone who owes money. If you borrow from a bank to buy a car, you are a debtor. Most of us are debtors at some point in our lives. We borrow money to buy houses or cars, to attend college, or to tide us over when we're between jobs. Businesses and large institutions can also be debtors, and even countries are often debtors. If a developing country borrows money from a wealthier one, the borrower is a debtor. The opposite of a debtor is a creditor.

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Vocabulary lists containing debtor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

An "unsatisfied" record can include cases where a debtor is paying off what they owe in instalments.

From BBC May 22, 2026

As Japanese rates rise, debtor nations will feel pressure to offer higher rates to keep Japanese investors buying their bonds.

From The Wall Street Journal Jan. 24, 2026

The state does not notify a person when a lien names them as the debtor, allowing fake filings to remain in California’s public database for years before a victim discovers them.

From Los Angeles Times Jan. 6, 2026

In April, the IMF had approved a new loan of $20 billion for Argentina, already its biggest debtor.

From Barron's Oct. 17, 2025

As a former foreign minister now serving as secretary of state, Jefferson required no instruction on the international implications of Americas debtor status.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

So will the new money for many of China’s debtors in the developing world, where it’s the largest creditor.

From The Wall Street Journal Mar. 29, 2026

Ray Dalio: A weak currency and low interest rates are good for borrowers and debtors and stimulative to markets and economies.

From Barron's Feb. 6, 2026

The McConnell bill also would set new limits on where litigants in patent cases and debtors seeking bankruptcy can file their cases.

From New York Times Apr. 10, 2024

But whistleblowers within the enforcement industry, including working bailiffs, revealed some colleagues do break the rules, to ensure they collect and get paid, even if debtors are vulnerable.

From BBC Jan. 22, 2024

Siddhartha became impatient at losses, he lost his patience with slow-paying debtors, he was no longer kindhearted to beggars, he no longer had the desire to give gifts and loans to the poor.

From "Siddhartha" by Hermann Hesse

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