View synonyms for credit


[ kred-it ]


  1. commendation or honor given for some action, quality, etc.:

    The charity deserves credit for helping many poor families make ends meet during the recession.

  2. a source of pride or honor:

    You are a credit to your school.

  3. the ascription or acknowledgment of something as due or properly attributable to a person, institution, etc.:

    He got credit for research actually done by his colleague.

    It is always best to give credit where credit’s due.

  4. Usually credits.
    1. acknowledgment of a person’s contribution to the making of a movie or television program, typically displayed in a list that scrolls down the screen at the beginning or end:

      She got screen credits for photography.

    2. a similar acknowledgment in a publication:

      The paper’s policy is to list credits for theater productions at the end of reviews.

  5. trustworthiness; credibility:

    a witness of credit.

  6. influence or authority resulting from the confidence of others or from one's reputation.
  7. favorable repute; reputation; esteem.
  8. Finance.
    1. reputation of solvency and honesty, entitling a person or business to be trusted in buying or borrowing:

      Your credit is good.

    2. an agreement to entrust a buyer with goods or services without immediate payment, based on confidence in the buyer’s ability and intention to pay:

      She bought the air conditioner on credit with no money down.

    3. the time allowed for payment of goods or services obtained on trust:

      90 days' credit.

    4. an amount of money that a financial institution lends or makes available to a client, to be repaid typically in monthly installments including interest:

      The bank extended the couple credit to finance the remodeling of their home.

  9. a sum of money due to a person; anything valuable standing on the credit side of an account against which a person may draw:

    He has a store credit of $50.

  10. Education.
    1. official acceptance and recording of the work completed by a student in a particular course of study.
    2. one unit of academic credit; a credit hour.
  11. Bookkeeping.
    1. an entry of payment or value received on an account.
    2. the right-hand side of an account on which such entries are made ( debit ).
    3. an entry, or the total shown, on the credit side.

verb (used with object)

  1. to believe; put confidence in; have faith in; trust.
  2. to bring honor, esteem, etc., to; reflect well upon.
  3. Bookkeeping. to enter upon the credit side of an account; give credit for or to.
  4. Education. to award educational credits to (often followed by with ):

    They credited me with three hours in history.

verb phrase

  1. to ascribe to a (thing, person, etc.):

    In former times many herbs were credited with healing powers.


/ ˈkrɛdɪt /


  1. commendation or approval, as for an act or quality

    she was given credit for her work

  2. a person or thing serving as a source of good influence, repute, ability, etc

    a credit to the team

  3. the quality of being believable or trustworthy

    that statement had credit

  4. influence or reputation coming from the approval or good opinion of others

    he acquired credit within the community

  5. belief in the truth, reliability, quality, etc, of someone or something

    I would give credit to that philosophy

  6. a sum of money or equivalent purchasing power, as at a shop, available for a person's use
    1. the positive balance in a person's bank account
    2. the sum of money that a bank makes available to a client in excess of any deposit
    1. the practice of permitting a buyer to receive goods or services before payment
    2. the time permitted for paying for such goods or services
  7. reputation for solvency and commercial or financial probity, inducing confidence among creditors
  8. accounting
    1. acknowledgment of an income, liability, or capital item by entry on the right-hand side of an account
    2. the right-hand side of an account
    3. an entry on this side
    4. the total of such entries
    5. ( as modifier ) Compare debit

      credit entries

  9. short for tax credit
  10. education
    1. a distinction awarded to an examination candidate obtaining good marks
    2. a section of an examination syllabus satisfactorily completed, as in higher and professional education
  11. letter of credit
    an order authorizing a named person to draw money from correspondents of the issuer
  12. on credit
    with payment to be made at a future date


  1. foll by with to ascribe (to); give credit (for)

    they credited him with the discovery

  2. to accept as true; believe
  3. to do credit to
  4. accounting
    1. to enter (an item) as a credit in an account
    2. to acknowledge (a payer) by making such an entry Compare debit
  5. to award a credit to (a student)


  1. The ability to obtain goods , money, or services in return for a promise to pay at some later date.

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Derived Forms

  • ˈcreditless, adjective

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Other Words From

  • cred·it·less adjective
  • o·ver·cred·it verb
  • pre·cred·it verb (used with object)
  • su·per·cred·it noun
  • un·cred·it·ed adjective
  • well-cred·it·ed adjective

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Word History and Origins

Origin of credit1

First recorded in 1525–35; from Middle French credit “belief, trust, reputation, esteem, money lent or borrowed,” from Old Italian credito “financial transaction with payment deferred,” from Latin crēditum “loan, debt,” noun use of neuter of crēditus, past participle of crēdere “to believe, confide, entrust, give credit”

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Word History and Origins

Origin of credit1

C16: from Old French crédit, from Italian credito, from Latin crēditum loan, from crēdere to believe

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Idioms and Phrases

  1. do someone credit, to be a source of honor or distinction for someone. Also do credit to someone.
  2. to one's credit, deserving of praise or recognition; admirable:

    It is to his credit that he freely admitted his guilt.

More idioms and phrases containing credit

see do someone proud (credit to) ; extend credit to ; get credit for ; give credit where credit is due .

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Synonym Study

Credit, repute, reputation, standing refer to one's status in the estimation of a community. Credit refers to business and financial status and the amount of money for which a person will be trusted. Repute is particularly what is reported about someone, the favor in which the person is held, etc.: a man of fine repute among his acquaintances. Reputation is the moral and other character commonly ascribed to someone: of unblemished reputation. Standing is one's position in a community, or rank and condition in life: a man of good standing and education.

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Example Sentences

Issues around one wage, getting rid of the tip credit and paying waitstaff not sub-minimum-wage anymore, but with that comes tip sharing.

From Ozy

The first company Team8 Fintech is building will provide an engine to evaluate credit risk of small- and medium-sized enterprises in e-commerce.

From Fortune

Paycheck Protection Program funds are gone, and for most businesses, revenue hasn’t nearly recovered — but they have neither access to unlimited credit nor the means to pay it back.

I started my credit card processing company, Gravity Payments, 16 years ago to support these small businesses.

From Fortune

They often cite the trillions in fiscal spending and super-loose monetary policy that have deluged the economy with cheap credit.

From Fortune

But give the Kingdom credit for its sense of mercy: The lashes will be administered only 50 at a time.

To his credit, Huckabee is conscious of the fact that he will need a cluster of deep-pocketed patrons and bundlers.

To be sure, Jefferson did share the credit, but not in the way such a resolution might be interpreted.

That could include private financial or personal information—like the credit-card numbers you used to pay for the corrupted Wi-Fi.

And much of the credit to her transformation is owed to a finishing school that caters to women just like her.

After all, here was a babe equipped to face the exigencies of a censorious world; in looks and apparel a credit to any father.

The result of the restoration of trade, banking, and credit to earlier and more normal conditions has been steadily apparent.

He went to a bank in the little town where he had other friends from whom he had never asked credit.

I must make no mistake, and blunder into a national type of features, all wrong; if I make your mask, it must do us credit.

The so-called war credit banks are designed to serve this purpose.


Related Words

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More About Credit

What does credit mean in credit management?

The term credit has several financial meanings, but all of them are based on the confidence and trust that lenders or vendors have in an individual’s ability to pay in a timely fashion. (Credit is ultimately derived from Latin crēdere “to believe, entrust, give credit.”)

Credit can involve entrusting a buyer with goods or services without requiring immediate payment. Credit can also involve a transaction in which a lender provides financing to a borrower in return for future monthly repayments, usually including interest.

And if a person has a reputation for financial solvency and honesty, we can say that he or she has good credit.

Examples of credit in a sentence

“For applicants with excellent credit (740+), the average interest rate on a personal loan is typically between 12 and 14%.”
—“When Are Personal Loans A Good Idea?” Rocket Loans. Retrieved March 15, 2020.

“If you do qualify for a personal loan with bad credit, you can expect higher interest rates, lower approval amounts and less favorable terms.”
—“How To Get A Personal Loan,” Rocket Loans. Retrieved March 15, 2020.

“To see if you qualify for a loan, first check your credit, as that can be an important decision-making factor for the lender.”
—“What Is A Personal Loan?” Rocket Loans. Retrieved March 15, 2020.

Other terms connected with the topic of credit

Definitions and idiom definitions from Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023

Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.