hard credit inquiry

[ hahrd-kred-it in-kwuh-ree ]
/ ˈhɑrd ˈkrɛd ɪt ˌɪn kwə ri /

noun Finance.

a formal assessment of creditworthiness made by a lender or credit issuer with the permission of a potential borrower who has applied for a loan, line of credit, or credit card:Hard credit inquiries appear on a person’s credit report and can affect their credit score.

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Also called hard cred·it pull, hard in·quir·y, hard pull .

Origin of hard credit inquiry

First recorded in 2000–05

Words nearby hard credit inquiry

Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2020