soft credit inquiry
[ sawft-kred-it in-kwuh-ree, soft ]
/ ˈsɔft ˈkrɛd ɪt ˌɪn kwə ri, ˈsɒft /
an informal review of creditworthiness, which does not affect a person's credit score, carried out by a potential lender or credit issuer, or by a potential borrower who requests a copy of their credit report: A preapproved credit card offering received in the mail normally entails a soft credit inquiry.
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Also called soft cred·it pull, soft in·quir·y, soft pull .
Compare hard credit inquiry.
Origin of soft credit inquiry
First recorded in 2005–10
Words nearby soft credit inquiry
Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2020