soft credit inquiry

[ sawft-kred-it in-kwuh-ree, soft ]

  1. an informal review of creditworthiness, which does not affect a person's credit score, carried out by a potential lender or credit issuer, or by a potential borrower who requests a copy of their credit report: A preapproved credit card offering received in the mail normally entails a soft credit inquiry.

Origin of soft credit inquiry

First recorded in 2005–10
  • Also called soft cred·it pull, soft in·quir·y, soft pull .

Words Nearby soft credit inquiry Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2024