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debit

American  
[deb-it] / ˈdɛb ɪt /

noun

debits plural
  1. the recording or an entry of debt in an account.

  2. Bookkeeping.

    1. that which is entered in an account as a debt; a recorded item of debt.

    2. any entry or the total shown on the debit side.

    3. the left-hand side of an account on which such entries are made (opposed to credit).

  3. an undesirable or disadvantageous feature.


verb (used with object)

debits, present (3rd person singular) debited, past participle, past debiting present participle
  1. to charge with a debt.

    The store debited her account for the purchase.

  2. to charge as a debt.

    The store debited the purchase to her account.

  3. Bookkeeping. to enter upon the debit side of an account.

debit British  
/ ˈdɛbɪt /

noun

    1. acknowledgment of a sum owing by entry on the left side of an account

    2. the left side of an account

    3. an entry on this side

    4. the total of such entries

    5. ( as modifier ) Compare credit

      a debit balance

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

verb

  1. (tr)

    1. to record (an item) as a debit in an account

    2. to charge (a person or his account) with a debt Compare credit

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of debit

1400–50; late Middle English < Old French < Latin dēbitum something owed; see debt

Explanation

A debit is a payment made or charged, or the notation of the amount charged. Trying to track down the mysterious $2 debit to your bank account is almost never fruitful, but you’re bound to do it anyway. From the Latin debere, meaning “to owe,” and just one i away from its more blunt cousin debt, a debit seems like a little word. But add an s to the end, and those charges really add up. You can use the word debit as a verb — “to debit your account,” or a noun — “the debit on your account,” but either way, a debit means you have less money than you had before!

Keep Reading on Vocabulary.com

Vocabulary lists containing debit

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Prepayment meter users pay £129 more a year than those on competitive fixed direct debit tariffs, while drivers living in deprived postcodes faced an average of £153 extra on their motor insurance.

From BBC Jul. 12, 2026

So-called interchange fees are paid by merchants when consumers shop with their debit cards and are mostly pocketed by banks and other financial institutions that issue those cards.

From The Wall Street Journal Jul. 6, 2026

JPMorgan uses the New York Stock Exchange net debit balance as a proxy for how much exposure retail investors have in stocks.

From MarketWatch Jun. 25, 2026

The charity had helped about 200 people, who would otherwise have been excluded from the financial system access, to accounts and linked debit cards, and offered money‑management guidance to many more, staff said.

From BBC Jun. 14, 2026

If I borrow £500, then £500 is a debit to my current account, and a credit to my list of liabilities.

From "The Invention of Science" by David Wootton

It may also involve traditional accounting activities, such as tracking payments in a general ledger, involving debits and credits and double-entry accounting, as well as accounts payable activities of making payments.

From The Wall Street Journal Feb. 3, 2026

The ledger of Newman’s youth had mostly debits for the future painter.

From The Wall Street Journal Dec. 26, 2025

But in a statement, Corbyn said the emails were "unauthorised" and should be ignored, while any direct debits set up should be "immediately cancelled".

From BBC Sep. 19, 2025

They urged backers to ignore the message and cancel any direct debits that may have been set up.

From BBC Sep. 18, 2025

I took the disk to my room, installed the program on my laptop and whizzed through the tutorial, and in no time flat, I was entering debits and listing credits.

From "Liar, Liar" by Gary Paulsen

In order to operate this way, fintech companies often need a middleman between the fintech company and the bank that can do the bookkeeping necessary to make sure customer accounts are credited and debited correctly.

From Seattle Times May 22, 2024

In a table, the draft report detailed hundreds of debited transactions entered by "non-branch users", who the report explained "can access branches remotely for support purposes".

From BBC Mar. 28, 2024

Similar protection services are offered for ACH or transactions that are debited directly from a business bank account.

From New York Times Jan. 7, 2024

At one bank, more than 60,000 accounts were debited more than $330 million the following morning, with about 7,300 account balances reduced by more than $10,000.

From Reuters Jun. 27, 2023

Amongst the large accounts, which were unlikely to be drawn, he debited the cash which he employed as a private discounter of bills.

From The History of Tasmania, Volume I by West, John

But the mechanism by which the government sells its debt, debiting bank reserves held at the Fed in exchange for the new bills and bonds, could still test the resilience of some smaller institutions.

From New York Times Jun. 7, 2023

Last month, the bureau punished Enova, which runs online lender CashNetUSA, for failing to honor promised loan extensions and for debiting customers’ bank accounts without authorization.

From Seattle Times Feb. 6, 2019

This ability “endeared him to the Vatican,” because he could move church funds around by debiting an account in one branch and crediting one in another, with coins never changing hands.

From Washington Post Aug. 6, 2015

“All debt management is, is debiting and crediting different accounts,” Mr. Mosler said, recalling seeing numbers appear and disappear from his computer at Bankers Trust in New York in the 1970s.

From New York Times Jul. 4, 2013

It’s a draft for one hundred pounds on the Bank of Montreal, and it’s a secret; but I’m not debiting the estate with it.

From Lorimer of the Northwest by Dewey, Alfred James

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