Roth IRA

American  

1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

Example Sentences

See Examples For:

Roth IRA

A Custodial Roth IRA acts just like any other Roth IRA but allows a guardian to manage the portfolio until the child becomes an adult.

From MarketWatch ● Aug. 21, 2026

Happily, 529 plans allow tax-free and penalty-free lifetime rollovers of up to $35,000 into a Roth IRA for the beneficiary, with an annual K-12 withdrawal cap of $20,000.

From MarketWatch ● Aug. 20, 2026

Unlike most laws with similar names, it did contain at least one provision that gave real relief to taxpayers: the Roth IRA, a new way for middle-class Americans to accumulate tax-free savings.

From The Wall Street Journal ● Aug. 5, 2026

Malcolm-Jamal also agreed in their prenup to maintain and contribute the maximum annual amount to a Roth IRA account for his wife, a financial obligation worth $30,500, according to court documents.

From Los Angeles Times ● Jul. 22, 2026

The issue arose again when ProPublica detailed in 2021 how tech mogul Peter Thiel built a $2,000 Roth IRA into $5 billion over two decades.

From The Wall Street Journal ● Jul. 22, 2026