Roth IRA

American  

1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

Example Sentences

See Examples For:

Roth IRA

Direct Roth IRA contributions are off limits for single filers with modified adjusted gross incomes of $168,000 or more and couples with incomes of $252,000 or more.

From The Wall Street Journal ● Jul. 26, 2026

Individuals would have to withdraw 50% of any balance over an aggregate $10 million between their traditional IRA, Roth IRA and defined-contribution plans.

From MarketWatch ● Jul. 22, 2026

Malcolm-Jamal also agreed in their prenup to maintain and contribute the maximum annual amount to a Roth IRA account for his wife, a financial obligation worth $30,500, according to court documents.

From Los Angeles Times ● Jul. 22, 2026

It frustrates him that his mom, 55, is still wary of opening a Roth IRA.

From The Wall Street Journal ● Jul. 11, 2026

But if your 18-year-old doesn’t need the money, they can roll the amount — in this illustration, about $174,000 in today’s dollars, net of taxes — over to a Roth IRA.

From MarketWatch ● Jul. 10, 2026