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Teens are early adopters of the new technology, but they face higher risks because their brains, identities and critical-thinking skills are all still under development, said Dr. Nina Vasan, director at Stanford Medicine’s Brainstorm Lab.
It may drift lower as the early adopters finish their silent IPO.
The government has also launched an "early adopter" scheme for 750 schools, which will be given funding to offer free breakfast clubs lasting 30 minutes.
But don’t overlook those early adopters who say the payoff is looking good.
In addition, he thinks few retailers will refuse reward cards because “lower income consumers are the fastest growing cohort of reward card adopters.”
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