misspend
verb (used with object)
to spend wrongly or unwisely; squander; waste.
Used to describe an ongoing action or state that is currently taking place in the immediate present.
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
The moment any of you decide I am misspending, that moment you can draw out the total balance.
From The Little Lady of the Big House by Jack London