APR
noun
annual percentage rate: the annual rate of interest that a bank or other creditor charges for lending money to a borrower.
APR
1 American
[ey-pee-ahr]
/ ˈeɪˈpiˈɑr /
noun
Finance, Banking.
Apr.
2
American
abbreviation
APR
1
British
abbreviation
Apr
2
British
abbreviation
Usage
What does APR mean in banking? APR is an abbreviation of annual percentage rate, which is the annual rate of interest a bank or other creditor charges for lending money to a borrower. The APR is expressed as a percentage of the loan amount and includes not only the annual interest on the loan but all other costs involved in getting the loan. An APR can also refer to the annual rate of return on an investment (also called the annual percentage yield or APY), such as a savings CD (certificate of deposit), expressed as a percentage of the investment amount.
Etymology
Origin of APR
First recorded in 1970–75
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
See Examples For:
The APR on a credit card with a balance was nearly 18% in 2022, according to Fed data.
From MarketWatch ● Sep. 16, 2026
We want to transfer the remaining balance to a 0% APR card so we could pay it off over the next year.
From MarketWatch ● Jul. 22, 2026
If you borrowed $10,000 for five years at a 9.5% APR, the total costs would be about $12,606.
From MarketWatch ● Apr. 6, 2026
They noted that the the Affirm Card “also serves as an important vehicle to push 0% APR loans,” another product that is seeing increased popularity with Affirm’s customers.
From Barron's ● Feb. 6, 2026
Morgan Stanley upgraded Affirm to Overweight, citing its strong execution and differentiated 0% APR promotions.
From Barron's ● Feb. 3, 2026
The design-software group said late Tuesday it would launch a $25 billion share repurchase program that will run through Apr. 30, 2030 in a move “designed to return value to Adobe’s stockholders.”
From MarketWatch ● Apr. 22, 2026
Tesla is looking to end the streak before it reports first-quarter earnings on Apr. 22, with the stock up 4.4% this week so far.
From Barron's ● Apr. 15, 2026
I bonds, which you can buy only through the Treasury directly, are yielding 4.03%; that semiannual rate will be reset on Apr. 30.
From The Wall Street Journal ● Mar. 20, 2026
But since his death on Apr. 1, their mother, Inshirah — who once daydreamed of seeing Saifeddin get married — has been unable to accept that he is gone.
From New York Times ● Apr. 10, 2024
It was printed in the spring, and on Apr. 27th Sheepshanks sent a copy of it to Lord Brougham.
From Autobiography of Sir George Biddell Airy by George Biddell Airy
For Weekend 2, Outstanding in the Field will feature three different chefs and menus, including Rene Andrade and Derek Christianson of Phoenix’s Bacanora restaurant on Sunday, Apr.
From Los Angeles Times ● Apr. 18, 2023
Jean-Paul Belmondo was born in Neuilly-sur-Seine, a suburb of Paris on 9 Apr 1933, the son of Paul Belmondo, a sculptor whose statues grace many a Parisian park.
From BBC ● Sep. 6, 2021
Apr 25, 2016 - Jon Keyser falls 86 valid signatures short of U.S.
From MSNBC ● May 14, 2016
This was originally published on: Apr 24, 2015 @ 4:02.
From Forbes ● Apr. 26, 2015
With his usual insufferable vanity, he indicates that the capture of the pirates was widely attributed to his public prayer against pirates on Sunday, Apr.
From Privateering and Piracy in the Colonial Period Illustrative Documents by J. Franklin (John Franklin) Jameson
Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
