credit score

American  

[kred-it skawr] / ˈkrɛd ɪt ˌskɔr /

noun

Personal Finance.

1. a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.

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Etymology

Origin of credit score

First recorded in 1975–80

Example Sentences

But even with a discount from a three-year safe-driving record, her coverage lapse and a bad credit score pushed her quoted premium to $476 a month.

From MarketWatch

Yet other insurance practices — like using the driver’s credit score to influence their premium price — worsen the problem, as she sees it.

From MarketWatch

“You might see that there’s good interest rates out there, but if you don’t have a good enough credit score to get through the door … then you’re not going to get it.”

From MarketWatch

If buying a new home or car or refinancing a loan isn’t in the cards for you in 2026, being intentional about improving your credit score in the new year can go a long way, Raneri said.

From MarketWatch

“People who are sitting on the sidelines to buy a new house or to get into a house as a first-time home buyer, it’s really important to get the best credit score because that’s the biggest purchase that you’ll ever make,” she said.

From MarketWatch