credit score

American  

[kred-it skawr] / ˈkrɛd ɪt ˌskɔr /

noun

Personal Finance.

• credit scores
  plural

1. a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.

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Other Word Forms

Noun Inflected Forms

• credit scores
  plural

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Etymology

Origin of credit score

First recorded in 1975–80

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Example Sentences

See Examples For:

credit score

The addition of a second credit score is a bigger financial deal for what it could say about your loan terms if you’re taking out a mortgage.

From Slate ● Oct. 27, 2026

FICO’s pricing compares with the roughly $4 it costs for mortgage lenders to pull a credit score using VantageScore, according to the credit bureau TransUnion.

From The Wall Street Journal ● Oct. 23, 2026

The grids determine the fees Fannie and Freddie charge based on borrowers’ credit score and loan size compared with the value of the house they are financing.

From The Wall Street Journal ● Oct. 12, 2026

Staying under these caps depends on a buyer’s down payment as well as their loan’s interest rate, which is determined largely by their credit score.

From MarketWatch ● Sep. 30, 2026

The player winning the first stroke gets a credit score of 15; for the second he gets 30; for the third 40, and if he wins the fourth he has the game.

From Entertainments for Home, Church and School by Frederica Seeger

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