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credit scores

  • plural
    of credit score.
    credit score
    noun
    a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.

Example Sentences

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Walt Schmidt, mortgage strategist at FHN Financial, has noted that average loan balances have risen, today’s borrowers also have higher credit scores, and more loans are serviced by nonbank firms.

From The Wall Street Journal Sep. 14, 2026

This time, Bilt cardholders received mistaken debt collection notices and saw their credit scores go down as a result, sparking more embarrassing news stories and angry complaints.

From Salon Sep. 1, 2026

The latest New York Fed debt report shows a larger share of auto-loan money is going to borrowers with top-tier credit scores.

From MarketWatch Aug. 13, 2026

While credit scores can suffer when borrowers are just a few months behind, entering default brings the possibility of more serious consequences, including garnished wages or Social Security payments.

From Los Angeles Times Jul. 20, 2026

Capital One was a rare example of a company that seemed to have found a smart way to lend money to Americans with weak credit scores.

From "The Big Short" by Michael Lewis

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