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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

In some jurisdictions, a fraud victim — like a defrauded bank — may argue for treatment as a special class of creditor with direct access to trust funds.

From MarketWatch • Apr. 16, 2026

Kerr is listed as an AllHere creditor in bankruptcy documents.

From Los Angeles Times • Feb. 27, 2026

At the same time, Europe has been the U.S.’s largest creditor, wrote George Saravelos, Deutsche Bank’s chief currency strategist, in a widely read note this past week.

From Barron's • Jan. 24, 2026

“Some trusts are designed to protect beneficiaries from unforeseen circumstances, such as creditor claims or financial mismanagement,” the law firm says.

From MarketWatch • Jan. 16, 2026

I didn’t want Rufus having to face some creditor that I had angered with my twentieth-century brevity—which could come across as nineteenth-century abruptness, even discourtesy.

From "Kindred" by Octavia Butler

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