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Synonyms

creditworthy

American  
[kred-it-wur-thee] / ˈkrɛd ɪtˌwɜr ði /

adjective

  1. having a satisfactory credit rating.


creditworthy British  
/ ˈkrɛdɪtˌwɜːðɪ /

adjective

  1. (of an individual or business enterprise) adjudged as meriting credit on the basis of such factors as earning power, previous record of debt repayment, etc

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Etymology

Origin of creditworthy

1555–65, for an earlier sense; credit + -worthy

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

In general, a higher credit score lowers the borrower’s mortgage rate, because it signals to the lender that the borrower is creditworthy and will pay back their loan.

From MarketWatch • Dec. 10, 2025

Likewise, recent headlines have highlighted trouble for some less creditworthy “subprime” borrowers on their car loans.

From The Wall Street Journal • Oct. 16, 2025

Instead, many critics figured that less creditworthy borrowers were getting a break at the expense of those with higher scores.

From New York Times • May 7, 2023

I’m all about personal responsibility, but tell me how this kind of excessive pricing predicts someone is creditworthy.

From Washington Post • Apr. 12, 2023

Now, with the extension of the mortgage bond market into the affairs of less creditworthy Americans, it found its fuel in the debts of the less solvent half.

From "The Big Short" by Michael Lewis

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