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Synonyms

creditworthy

American  
[kred-it-wur-thee] / ˈkrɛd ɪtˌwɜr ði /

adjective

  1. having a satisfactory credit rating.


creditworthy British  
/ ˈkrɛdɪtˌwɜːðɪ /

adjective

  1. (of an individual or business enterprise) adjudged as meriting credit on the basis of such factors as earning power, previous record of debt repayment, etc

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

  • creditworthiness noun

Etymology

Origin of creditworthy

1555–65, for an earlier sense; credit + -worthy

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

In general, a higher credit score lowers the borrower’s mortgage rate, because it signals to the lender that the borrower is creditworthy and will pay back their loan.

From MarketWatch • Dec. 10, 2025

Likewise, recent headlines have highlighted trouble for some less creditworthy “subprime” borrowers on their car loans.

From The Wall Street Journal • Oct. 16, 2025

Instead, many critics figured that less creditworthy borrowers were getting a break at the expense of those with higher scores.

From New York Times • May 7, 2023

The company saw charge offs and delinquencies rise, a troubling sign for a company whose customer base is usually well-to-do and extremely creditworthy.

From Seattle Times • Jan. 27, 2023

That is, the lenders were making loans to people who were less creditworthy than 71 percent of the population.

From "The Big Short" by Michael Lewis