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decumulation

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There’s even a name for the way down: decumulation.

From MarketWatch Jul. 16, 2026

“And then if I want to maintain that wealth, it deters the decumulation of assets in old age.”

From MarketWatch Apr. 16, 2026

Now they should start taking the decumulation problem more seriously.

From The Wall Street Journal Oct. 18, 2025

THALER: We’ve made good progress on the accumulation phase of retirement saving, but the decumulation phase hasn’t received nearly enough attention.

From The Wall Street Journal Nov. 30, 2015

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