guaranty

American  

[gar-uhn-tee] / ˈgær ənˌti /

noun

guaranties plural

1. a warrant, pledge, or formal assurance given as security that another's debt or obligation will be fulfilled.

2. something that is taken or presented as security.

3. the act of giving security.

4. a person who acts as a guarantor.

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verb (used with object)

guarantied, guarantying

1. guarantee.

guaranty British  

/ ˈɡærəntɪ /

noun

1. a pledge of responsibility for fulfilling another person's obligations in case of that person's default

2. a thing given or taken as security for a guaranty

3. the act of providing security

4. a person who acts as a guarantor

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verb

1. a variant of guarantee

Other Word Forms

• nonguaranty
  noun
• reguaranty
  noun

Etymology

Origin of guaranty

From the Anglo-French word guarantie, dating back to 1585–95. See warrant, -y ³

Example Sentences

The insurers are heavily regulated at the state level, and policyholders are protected by state guaranty funds up to a certain level that varies by state, but which is usually $300,000 or more.

From MarketWatch • Mar. 26, 2026

Even when failures have occurred, policyholders have generally been made whole up to guaranty limits.

From The Wall Street Journal • Jan. 3, 2026

If the company went bankrupt, you’ll need to consult the guaranty association in the state where your mother lived.

From Los Angeles Times • Sep. 1, 2024

The guaranty association imposed a $600 million assessment in 2022 that will cost $875 million to repay, with interest.

From Scientific American • Jun. 2, 2023

The following abstract of a Meteorological Journal for 1844 was obligingly furnished by D. T. Lillie, Esq., of New Orleans, a gentleman, whose scientific acquirements are a sure guaranty for its accuracy.

From Norman's New Orleans and Environs Containing a Brief Historical Sketch of the Territory and State of Louisiana and the City of New Orleans, from the Earliest Period to the Present Time by Norman, B. M.