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homeowner's policy

American

noun

Insurance.

a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

It received approval from regulators to temporarily charge customers with a standard homeowner’s policy a 1.13% fee for two renewal periods.

From Los Angeles Times • Oct. 22, 2025

If you intend to build there, talk to your insurance agent about an earthquake rider on your homeowner’s policy.

From Seattle Times • Feb. 5, 2024

Staebler: Before you start a remodeling project or hire a contractor to work on your home, it’s essential to revisit your homeowner’s policy with your insurance partner.

From Washington Post • Oct. 13, 2021

A homeowner’s policy may cover this type of repair.

From Encyclopedia.com • Jun. 26, 2018

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023