homeowner

American  

[hohm-oh-ner] / ˈhoʊmˌoʊ nər /

noun

1. a person who owns a home.

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homeowner British  

/ ˈhəʊmˌəʊnə /

noun

1. a person who owns the house in which he or she lives

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Other Word Forms

• home ownership noun
• homeownership noun
• homeowning adjective

Etymology

Origin of homeowner

First recorded in 1940–45; home + owner

Example Sentences

A properly written contract includes a retainage clause, allowing the homeowner to hold back a percentage of the project cost—typically 10%—until completion.

From The Wall Street Journal • Apr. 25, 2026

Here’s the headline: You are swapping higher monthly costs as a homeowner, notwithstanding the likely appreciation in the value of your property, for lower monthly costs as a renter.

From MarketWatch • Apr. 19, 2026

But, as the experience of Gavin Tait - the Glasgow homeowner - shows, that decision often comes down to cost.

From BBC • Apr. 15, 2026

“That price growth has helped the typical homeowner accumulate $128,100 in housing wealth over the past six years.”

From Barron's • Apr. 12, 2026

Nicholas, husband and father, homeowner in England, spoke with a soberness so forbidding that it was almost comical.

From "Americanah" by Chimamanda Ngozi Adichie