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homeowner's policy

American  

noun

Insurance.
  1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

Mudslides, mud flows and debris flows aren’t covered by typical homeowners’ insurance, either — though in particular circumstances, a homeowner’s policy might cover some of the damage from these events.

From Los Angeles Times • Feb. 5, 2024

Carroll also said many insurance companies need information on the roof before they quote a homeowner’s policy.

From Seattle Times • Jul. 10, 2023

Staebler: You may need to change the builder’s risk policy back to a homeowner’s policy.

From Washington Post • Oct. 13, 2021

A homeowner’s policy may cover this type of repair.

From Encyclopedia.com • Jun. 26, 2018