no-fault insurance

Cultural  

1. A type of automobile liability insurance that tries to cut the cost of insurance by restricting the legal grounds on which suits arising out of accidents can be brought. Most payments are made without determining legal responsibility, which is most often the reason for going to court.

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Example Sentences

It was the most significant rewrite of Michigan’s no-fault insurance in more than 45 years.

From Washington Times

The Kansas Automobile Injury Reparations Act, commonly called the no-fault insurance law, requires policies in the state to cover “substitution benefits” that were at issue in this litigation, court documents show.

From Seattle Times

The House and Senate will meet to potentially vote Friday - a rarity - following hours of private talks at the Capitol Thursday on legislation that would overhaul the no-fault insurance law.

From Washington Times

The state mandates that all drivers buy no-fault insurance with unlimited medical insurance—meaning that the insurer will pay for unlimited lifetime medical expenses, rehabilitation services and lost wages after a car accident, no matter who is at fault.

From Economist

They sought settlements with insurers and churned out suits on behalf of clients, many of whom were referred to clinics that were later caught up in no-fault insurance fraud investigations.

From New York Times