no-fault insurance

Cultural  

1. A type of automobile liability insurance that tries to cut the cost of insurance by restricting the legal grounds on which suits arising out of accidents can be brought. Most payments are made without determining legal responsibility, which is most often the reason for going to court.

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no-fault insurance

In 2019 Michigan’s GOP Legislature and Democratic Gov. Gretchen Whitmer pared back their no-fault insurance regime.

From The Wall Street Journal ● Jan. 16, 2026

Florida, one of a dozen states with no-fault insurance laws, mandates that drivers carry at least $10,000 in PIP coverage.

From BusinessWeek ● Nov. 10, 2011

Under no-fault insurance, everyone involved in an auto accident is automatically reimbursed by his own insurance company for medical expenses, lost work time and damages to his car.

From Time Magazine Archive

Transportation Secretary John Volpe is pressing the White House to back a limited form of no-fault insurance on a nationwide basis.

From Time Magazine Archive

After one year of no-fault insurance in Massachusetts, bodily-injury suits declined dramatically, and insurance premiums were reduced by a whopping 411/2%.

From Time Magazine Archive