overdraft
Americannoun
-
overdrafts
plural
-
an act or instance of overdrawing a checking account.
-
a check overdrawn on a checking account.
-
the amount overdrawn.
-
an excessive drawing on or drawing off of something.
-
a draft made to pass over a fire, as in a furnace.
-
a draft passing downward through a kiln.
-
Metalworking. a tendency of a rolled piece to curve upward after passing through a stand, occurring when the lower roll is faster than the upper.
noun
-
a draft or withdrawal of money in excess of the credit balance on a bank or building-society cheque account
-
the amount of money drawn or withdrawn thus
Other Word Forms
Noun Inflected Forms
Etymology
Origin of overdraft
Vocabulary lists containing overdraft
Personal Finance and Financial Literacy - Introductory
Looking to grow your vocabulary? Check out this interactive, curated word list from our team of English language specialists at Vocabulary.com – one of over 17,000 lists we've built to help learners worldwide!
Personal Finance and Financial Literacy - High School
Interested in learning more words like this one? Our team at Vocabulary.com has got you covered! You can review flashcards, quiz yourself, practice spelling, and more – and it's all completely free to use!
Personal Finance and Financial Literacy - Middle School
Want to remember this word for good? Start your learning journey today with our library of interactive, themed word lists built by the experts at Vocabulary.com – we'll help you make the most of your study time!
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
See Examples For:
Examples abound across finance where AI might help people save money, including on credit card payments, overdraft fees and mortgages.
From The Wall Street Journal ● Sep. 29, 2026
I'm in my overdraft, I haven't got the money to do anything.
From BBC ● Jul. 23, 2026
That same month “was the first month I didn’t overdraft my credit card,” he said, with the majority of his income today coming from the restaurant.
From Los Angeles Times ● Jul. 1, 2026
Bank fees such as monthly maintenance or overdraft charges, or even holds on the account could temporarily alter the available balance.
From MarketWatch ● May 19, 2026
Ashamed for not understanding why we were always paying late fees and overdraft charges.
From "Free Lunch" by Rex Ogle
Having secured this approval, Revolut will now be able to offer protected deposit accounts and roll out a range of new services, including loans and overdrafts, at scale.
From The Wall Street Journal ● Mar. 11, 2026
Consumer advocates say the company creates a separate internal deposit account for users and records “ExtraCash” advances as overdrafts on that account, which can make it more difficult for users to stop payment.
From MarketWatch ● Feb. 12, 2026
One victim was left hospitalised with stress after their finances were "destroyed" when loans, credit agreements and overdrafts were taken out using their name.
From BBC ● Dec. 22, 2025
An important one is that consumers must opt in to overdraft protection, so they will know that overdrafts will be allowed — but will carry a fee.
From Los Angeles Times ● Dec. 12, 2024
But it will take time and the bank overdrafts are urgent.
From Lady Connie by Mrs. Humphry Ward
Random Word
Spin the wheel and learn a new word!
Get a wordDefinitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
