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SEP

¹ American

[sep] / sɛp /

noun

Simplified Employee Pension: a tax-deferred pension plan for companies with 25 or fewer employees or for self-employed persons, in which an IRA is funded by employer and employee contributions.

sep. ² American

abbreviation

separate.
separated.

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

I have a SEP IRA with $60,000 in it.

From MarketWatch • Apr. 4, 2026

This Summary of Economic Projections, or SEP, has become an important policy output of the Fed.

From The Wall Street Journal • Mar. 26, 2026

Even as a nonvoting member he participates in the quarterly SEP, contributing his forecasts for near- and longer-term economic growth, inflation, the unemployment rate, and the federal-funds rate.

From Barron's • Oct. 10, 2025

I went with a SEP IRA, since you can contribute a higher amount than you can with a Roth.

From Seattle Times • Jan. 16, 2024

He sighed heavily and perused the letter, which read as follows: Chicago, Ill., SEP.

From Potash & Perlmutter Their Copartnership Ventures and Adventures by Glass, Montague

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023