underinsure

American  

[uhn-der-in-shoor, -shur] / ˌʌn dər ɪnˈʃʊər, -ˈʃɜr /

verb (used with object)

underinsured, underinsuring

1. to insure for an amount less than the true or replacement value.

   It's risky to underinsure your home.

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Other Word Forms

• underinsured
  adjective

Etymology

Origin of underinsure

under- + insure

Example Sentences

See Examples For:

underinsure underinsured

In other words, some companies simply tended to underinsure.

From MarketWatch ● Oct. 9, 2025

Swanson said vendors who travel between jewelry shows typically underinsure their merchandise because they can’t afford to insure it fully.

From Seattle Times ● Jul. 17, 2022

Like many fire survivors, he found out they were woefully underinsured after the disaster.

From Los Angeles Times ● Jul. 17, 2026

Even if those estimates prove high, the underlying risk remains remarkably underinsured because the service has been free, invisible and almost perfectly reliable for three decades.

From The Wall Street Journal ● Jul. 5, 2026

Instead, people are finding out they’re underinsured, that their insurance money is tied to their mortgage, that they don’t quality for a loan or that the loan they received has major restrictions.

From Los Angeles Times ● Apr. 9, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's ● Jan. 4, 2026

If people are not certain if they are underinsured, “insurers encourage consumers to review their coverage annually and offer tools such as replacement-cost estimators.”

From MarketWatch ● Oct. 9, 2025