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underinsure

American  
[uhn-der-in-shoor, -shur] / ˌʌn dər ɪnˈʃʊər, -ˈʃɜr /

verb (used with object)

underinsured, underinsuring
  1. to insure for an amount less than the true or replacement value.

    It's risky to underinsure your home.


Other Word Forms

Etymology

Origin of underinsure

under- + insure

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

In other words, some companies simply tended to underinsure.

From MarketWatch Oct. 9, 2025

Swanson said vendors who travel between jewelry shows typically underinsure their merchandise because they can’t afford to insure it fully.

From Seattle Times Jul. 17, 2022

There is also uninsured and underinsured motorists coverage that may pay out if you are hit by a driver who doesn’t have sufficient auto insurance.

From The Wall Street Journal Aug. 9, 2026

Even if those estimates prove high, the underlying risk remains remarkably underinsured because the service has been free, invisible and almost perfectly reliable for three decades.

From The Wall Street Journal Jul. 5, 2026

The initiative contradicts Uber’s own recent legislative victory—Senate Bill 371, which reduced Uber’s required insurance coverage for passengers injured by uninsured or underinsured motorists from $1 million to $60,000 per person and $300,000 per incident.

From Los Angeles Times Jan. 16, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's Jan. 4, 2026

One solution for the underinsured would be to buy more coverage, but as premiums rise faster than incomes, many cannot afford to.

From MarketWatch Oct. 9, 2025

Some are choosing to go “bare,” or underinsuring their homes.

From MarketWatch Sep. 9, 2026

Williams blames the freeholder for underinsuring the building.

From BBC Aug. 26, 2026

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