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underinsured

British  
/ ˌʌndərɪnˈʃʊəd /

adjective

  1. not having enough insurance to cover the cost of a loss

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The initiative contradicts Uber’s own recent legislative victory—Senate Bill 371, which reduced Uber’s required insurance coverage for passengers injured by uninsured or underinsured motorists from $1 million to $60,000 per person and $300,000 per incident.

From Los Angeles Times • Jan. 16, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's • Jan. 4, 2026

Trauss said many fire victims are underinsured and currently deciding whether it’s financially possible to rebuild.

From Los Angeles Times • Dec. 10, 2025

In some cases, people are underinsured, meaning their policy does not cover enough when claims arise, leaving them with large expenses.

From MarketWatch • Oct. 9, 2025

About 18% of drivers were underinsured in 2023, up from 10.6% in 2017, according to estimates from the Insurance Research Council, an organization supported by the insurance industry.

From MarketWatch • Oct. 9, 2025

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