underinsured

British

/ ˌʌndərɪnˈʃʊəd /

adjective

not having enough insurance to cover the cost of a loss

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's • Jan. 4, 2026

Due to differing state requirements, the rate of underinsured drivers varied from 5.6% in the District of Columbia to 40.9% in Colorado in 2022.

From MarketWatch • Oct. 9, 2025

One solution for the underinsured would be to buy more coverage, but as premiums rise faster than incomes, many cannot afford to.

From MarketWatch • Oct. 9, 2025

Multiple studies have shown that those living in rural areas are more likely to be uninsured or underinsured.

From Los Angeles Times • Sep. 30, 2025

The company also is facing multiple lawsuits related to the fires, including one filed last month by fire victims who accused the company of leaving them deliberately underinsured.

From Los Angeles Times • Jul. 18, 2025

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023