underinsured

/ ˌʌndərɪnˈʃʊəd /

adjective

1. not having enough insurance to cover the cost of a loss

Example Sentences

Democrats fought tenaciously to defend Obamacare and a health-care status quo that still leaves tens of millions uninsured or underinsured, while medical bills remain a common worry and many people go without the care they need.

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In some cases, people are underinsured, meaning their policy does not cover enough when claims arise, leaving them with large expenses.

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People who have trouble with claims often find they are “underinsured,” insurance experts such as Rich Arzaga, who teaches about insurance for the personal financial planning program at UC Berkeley Extension, told MarketWatch.

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Nearly one in four people who responded to a 2024 survey by the Commonwealth Fund tracking healthcare coverage were underinsured.

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The financial repercussions can be big: 44% of underinsured people in the Commonwealth Fund survey, particularly low- and moderate-income respondents, had medical debt, with the most common cause of debt being new and ongoing health conditions, rather than costly emergencies.

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