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For some savers, their existing universal-life insurance policies, which rise without incurring taxes, are working out just fine.
From The Wall Street Journal ● Nov. 17, 2012
One of Mr. Roth's clients 13 years ago bought a universal-life insurance policy that charged about 4.1 cents per $1,000 of coverage, he says.
From The Wall Street Journal ● Nov. 17, 2012
In the mid to late 1980s, universal-life insurance policies generated at least one-fourth of all life-insurance premiums, according to Limra, an industry-funded insurance research firm.
From The Wall Street Journal ● Nov. 17, 2012
In the late 1990s, many universal-life accounts paid interest rates of 7% to 8% a year, says Jeremy Kisner, a certified financial planner at SureVest Capital Management in Phoenix.
From The Wall Street Journal ● Nov. 17, 2012
For that reason, term-insurance premiums may be only 20% of what customers pay for the more common whole-life and universal-life policies, which still make up about 89% of the U.S. market.
From Time Magazine Archive
