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variable-rate

American

[vair-ee-uh-buhl-reyt] / ˈvɛər i ə bəlˌreɪt /

adjective

providing for changes in the interest rate, adjusted periodically in accordance with prevailing market conditions.

a variable-rate mortgage.

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

This might hurt smaller companies, which tend to issue more variable-rate debt to fund their businesses.

From The Wall Street Journal • Jan. 16, 2026

The largest deal, the $3 billion variable-rate Stretch, now trades around $93, below its face value of $100, and yields 11%.

From Barron's • Nov. 21, 2025

Mason said HomeStreet had already begun shifting its lending strategy toward more variable-rate loans, which adjust with interest rates.

From Seattle Times • Feb. 16, 2024

Both fixed- and variable-rate loans are linked to benchmarks that track the federal funds rate.

From New York Times • Jun. 14, 2023

At the same time, variable-rate holders are facing at least 30% increases in payments to remain on their original amortization schedule.

From Reuters • Jun. 13, 2023

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023