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credit score

American  
[kred-it skawr] / ˈkrɛd ɪt ˌskɔr /

noun

Personal Finance.
credit scores plural
  1. a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.


Other Word Forms

Noun Inflected Forms

Etymology

Origin of credit score

First recorded in 1975–80

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

“Mistakes on your credit report can negatively impact your credit score, which could mean you’ll pay more for a mortgage or might not even be able to get one,” Litt said.

From MarketWatch Jul. 17, 2026

Those who do would have a frictionless, document-free assessment provided by credit reference agencies, with no impact on their credit score.

From BBC Jul. 7, 2026

A higher credit score can help you save money with lower interest rates when you borrow to finance a big-ticket item such as a home or a car.

From MarketWatch Jun. 18, 2026

Lease payments depend on a range of factors, including the car’s projected value at the end of the lease, a buyer’s down payment and credit score, interest rates and more.

From The Wall Street Journal Jun. 16, 2026

The player winning the first stroke gets a credit score of 15; for the second he gets 30; for the third 40, and if he wins the fourth he has the game.

From Entertainments for Home, Church and School by Seeger, Frederica

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