owner-occupied

American  

[oh-ner-ok-yuh-pahyd] / ˈoʊ nərˈɒk jəˌpaɪd /

adjective

1. (of a home, apartment, etc.) used as a residence by the owner.

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Other Word Forms

• owner-occupier
  noun

Etymology

Origin of owner-occupied

First recorded in 1950–55

Example Sentences

See Examples For:

owner-occupied

That addendum removes a requirement that the unit be owner-occupied and allows the lender to collect rent directly from tenants if Paxton were to default on the loan.

From Salon ● Sep. 5, 2026

The client had already received several owner-occupied loans in just a few years, and the banker was objecting to a new one, people familiar with the matter said.

From The Wall Street Journal ● Jul. 29, 2026

A little background: Roughly one in seven owner-occupied homes in the U.S is not insured.

From MarketWatch ● Mar. 28, 2026

And farms here are also predominantly owner-occupied - small family farms where the farmer often has a full-time job that essentially funds the farm work.

From BBC ● Dec. 24, 2025

Meanwhile, roughly two-thirds of U.S. households homes are owner-occupied, according to census data, making threats to home prices an issue for homeowners’ finances.

From Barron's ● Nov. 10, 2025