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[oh-ver-draft, -drahft] /ˈoʊ vərˌdræft, -ˌdrɑft/
an act or instance of overdrawing a checking account.
a check overdrawn on a checking account.
the amount overdrawn.
an excessive drawing on or drawing off of something.
a draft made to pass over a fire, as in a furnace.
a draft passing downward through a kiln.
Metalworking. a tendency of a rolled piece to curve upward after passing through a stand, occurring when the lower roll is faster than the upper.
Compare underdraft.
Origin of overdraft
First recorded in 1875-80; over- + draft Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2017.
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Examples from the Web for overdraft
Contemporary Examples
Historical Examples
  • We are saved; the overdraft will be paid off, and we are in smooth water again.

  • The law has at least stopped the overdraft, but we still lack the $500.

    The Idyl of Twin Fires Walter Prichard Eaton
  • Then I can lift the notes, square my overdraft, and meet the mortgage payments.

    The Boss of Wind River David Goodger (
  • No money was drawn out of the bank by Cowperwood & Co. after that to create an overdraft.

    The Financier Theodore Dreiser
  • "All you have to do is to affix a half dozen ciphers to the remainder before you start the overdraft," said Jack.

    Jack and the Check Book John Kendrick Bangs
  • Suppose it were a check on an overdrawn account; would Providence intervene to prevent an overdraft?

    The Main Chance Meredith Nicholson
  • It had come into the bank on October 10th along with other collateral to offset an overdraft on the part of Cowperwood & Co.

    The Financier Theodore Dreiser
British Dictionary definitions for overdraft


a draft or withdrawal of money in excess of the credit balance on a bank or building-society cheque account
the amount of money drawn or withdrawn thus
Collins English Dictionary - Complete & Unabridged 2012 Digital Edition
© William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012
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Word Origin and History for overdraft

1878, in the banking sense, from over- + draft (n.).

Online Etymology Dictionary, © 2010 Douglas Harper
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overdraft in Culture

overdraft definition

The amount by which a check exceeds the funds on deposit to cover it.

The American Heritage® New Dictionary of Cultural Literacy, Third Edition
Copyright © 2005 by Houghton Mifflin Company.
Published by Houghton Mifflin Company. All rights reserved.
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