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arrears

American  
[uh-reerz] / əˈrɪərz /

plural noun

  1. the state of being behind or late, especially in the fulfillment of a duty, promise, obligation, or the like.

    Many homeowners have fallen into arrears.

  2. Sometimes arrear something overdue in payment; a debt that remains unpaid.

    Those countries that have paid their arrears may be granted additional loans.


idioms

  1. in arrears, behind or late, especially in payment: Also in arrear

    She was three months in arrears on her mortgage and credit card payments.

arrears British  
/ əˈrɪəz /

noun

  1. Also called: arrearage(sometimes singular) something outstanding or owed

  2. late in paying a debt or meeting an obligation

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

arrears More Idioms  
  1. see in arrears.


Other Word Forms

Etymology

Origin of arrears

1300–50; noun use of arrear (adv., now obsolete), Middle English arere behind < Middle French ≪ Latin ad retrō. See ad-, retro-

Explanation

If you are in arrears, you are behind in the payment of a debt. Think: rears = behind. Arrears also refers to the unpaid, overdue debt itself. Your rent arrears are the money you owe on rent. Arrears is a term often used in a legal context — like, when you've had to hire a lawyer because you're being sued by your landlord, or being evicted because you're in arrears on your rent. Before it comes to eviction, though, you should try negotiating with your landlord first. They would probably be more interested in collecting arrears, even late, than in evicting you and starting with a new tenant from scratch.

Keep Reading on Vocabulary.com

Vocabulary lists containing arrears

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

And as a result, their numbers are always out of date by the time they are published, because they are typically reported a month in arrears.

From MarketWatch • Jul. 2, 2026

The agency's director-general Gilbert Houngbo "has decided to rescind the appointment of the deputy director-general, considering continued delays in the payment of arrears", the ILO said in a statement.

From Barron's • Jun. 1, 2026

The U.S. is more than $4 billion in arrears to the U.N.

From The Wall Street Journal • May 30, 2026

The latest figures show that the level of energy debt and arrears in England, Wales and Scotland between April and June 2025 was £4.4bn - £750m higher than in the same period in 2024.

From BBC • May 27, 2026

Mam comes back up to Italy and sits by the fire wondering where in God’s name she’ll get the money for a week’s rent never mind the arrears.

From "Angela's Ashes: A Memoir" by Frank McCourt

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