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arrears

American  
[uh-reerz] / əˈrɪərz /

plural noun

  1. the state of being behind or late, especially in the fulfillment of a duty, promise, obligation, or the like.

    Many homeowners have fallen into arrears.

  2. Sometimes arrear something overdue in payment; a debt that remains unpaid.

    Those countries that have paid their arrears may be granted additional loans.


idioms

  1. in arrears, behind or late, especially in payment: Also in arrear

    She was three months in arrears on her mortgage and credit card payments.

arrears British  
/ əˈrɪəz /

noun

  1. Also called: arrearage(sometimes singular) something outstanding or owed

  2. late in paying a debt or meeting an obligation

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

arrears More Idioms  
  1. see in arrears.


Other Word Forms

Etymology

Origin of arrears

1300–50; noun use of arrear (adv., now obsolete), Middle English arere behind < Middle French ≪ Latin ad retrō. See ad-, retro-

Explanation

If you are in arrears, you are behind in the payment of a debt. Think: rears = behind. Arrears also refers to the unpaid, overdue debt itself. Your rent arrears are the money you owe on rent. Arrears is a term often used in a legal context — like, when you've had to hire a lawyer because you're being sued by your landlord, or being evicted because you're in arrears on your rent. Before it comes to eviction, though, you should try negotiating with your landlord first. They would probably be more interested in collecting arrears, even late, than in evicting you and starting with a new tenant from scratch.

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Vocabulary lists containing arrears

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

It said it tries to arrange voluntary arrears payments and "enforcement measures are only taken if parents continue not to pay".

From BBC • May 15, 2026

It took until 2023 for the CMS to accept the arrears should never have been carried over.

From BBC • May 15, 2026

However, as the arrears accrue no interest, the home owner effectively got a $96,000 interest-free loan for the lifetime of the mortgage.

From The Wall Street Journal • May 3, 2026

Homeowners with a Federal Housing Administration mortgage who get into financial difficulty can apply for a subsidy, known as a partial claim, to clear any arrears on their mortgage.

From The Wall Street Journal • May 3, 2026

The pews were decrepit, the bills were once so in arrears the electricity was nearly turned off, and the padre hadn’t installed air-conditioning, despite summer temperatures that reach 120 degrees.

From "Enrique's Journey" by Sonia Nazario

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