certificates of deposit

Cultural  

1. Bonds issued by banks and savings and loan associations to individual investors. CDs have terms ranging from a few months to several years; in general, the longer the term, the higher the interest rate that they bear. At the expiration of the term, investors may withdraw both the principal and the accrued interest. Penalties are imposed for early withdrawal.

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certificates of deposit

It will find high-paying savings accounts and ladder certificates of deposit without the owner’s learning what laddering means.

From The Wall Street Journal ● Oct. 2, 2026

“Unfortunately, inflation hasn’t been cooperative when it comes to passive savers and their returns,” said Mary Grace Roske, head of communications at CD Valet, a website to shop for bank certificates of deposit.

From MarketWatch ● Sep. 14, 2026

High-yield savings accounts are more liquid than certificates of deposit, meaning you can take your money out more easily.

From MarketWatch ● Mar. 20, 2026

One obvious answer is certificates of deposit, which promise a fixed interest rate for a set term, such as one, three, or five years.

From Barron's ● Dec. 11, 2025

They found in a secret pocket on the defaulting cashier certificates of deposit to the amount of ten thousand dollars, issued in a false name.

From Andy the Acrobat by Peter T. Harkness

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