commercial bank

American  

noun

1. a bank specializing in checking accounts and short-term loans.

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commercial bank British  

noun

1. a bank primarily engaged in making short-term loans from funds deposited in current accounts

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Etymology

Origin of commercial bank

First recorded in 1905–10

Example Sentences

Notably, Affirm is moving to become an industrial loan company rather than a commercial bank.

From Barron's • Feb. 6, 2026

The deal will make the Madrid-headquartered firm the tenth largest retail and commercial bank in the U.S. by assets, and the fifth largest by deposits in the Northeast.

From MarketWatch • Feb. 4, 2026

The group says on its website that it has a commercial bank called Prince Bank and that one of its real-estate arms is developing a 47-story tower in Phnom Penh, Cambodia’s capital.

From The Wall Street Journal • Oct. 14, 2025

The rate on savings accounts offered to the average customer of Bank of America, to choose a commercial bank at random, is 0.01% a year.

From Los Angeles Times • Dec. 3, 2024

If a commercial bank pays no interest on demand deposits there is no motive for the depositor to keep a balance larger than he needs as current purchasing power.

From Modern Economic Problems Economics Volume II by Fetter, Frank Albert