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Synonyms

debtor

American  
[det-er] / ˈdɛt ər /

noun

  1. a person who is in debt or under financial obligation to another (opposed to creditor).


debtor British  
/ ˈdɛtə /

noun

  1. a person or commercial enterprise that owes a financial obligation Compare creditor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Derived Forms

Etymology

Origin of debtor

1250–1300; Middle English detto ( u ) r < Anglo-French dett ( o ) ur, de ( b ) tour, Old French det ( t ) or < Latin dēbitōr-, stem of dēbitor, equivalent to dēbi-, variant stem of dēbēre ( see debt) + -tor -tor

Explanation

A debtor is someone who owes money. If you borrow from a bank to buy a car, you are a debtor. Most of us are debtors at some point in our lives. We borrow money to buy houses or cars, to attend college, or to tide us over when we're between jobs. Businesses and large institutions can also be debtors, and even countries are often debtors. If a developing country borrows money from a wealthier one, the borrower is a debtor. The opposite of a debtor is a creditor.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

An "unsatisfied" record can include cases where a debtor is paying off what they owe in instalments.

From BBC • May 22, 2026

Under Assembly Bill 501, the secretary of state’s office would be required to notify individuals within 21 days if they are named as a debtor in a lien filing.

From Los Angeles Times • Jan. 6, 2026

Luminar Semi isn’t a debtor in Luminar’s chapter 11 cases and its operations are expected to be unaffected by the chapter 11 filing, the company said.

From The Wall Street Journal • Dec. 15, 2025

In April, the IMF had approved a new loan of $20 billion for Argentina, already its biggest debtor.

From Barron's • Oct. 17, 2025

As a former foreign minister now serving as secretary of state, Jefferson required no instruction on the international implications of Americas debtor status.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

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