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Synonyms

escrow

American  
[es-kroh, ih-skroh, ih-skroh, es-kroh] / ˈɛs kroʊ, ɪˈskroʊ, ɪˈskroʊ, ˈɛs kroʊ /

noun

  1. a contract, deed, bond, or other written agreement deposited with a third person, by whom it is to be delivered to the grantee or promisee on the fulfillment of some condition.


verb (used with object)

  • escrows,
    present (3rd person singular)
  • escrowed,
    past participle,  past
  • escrowing
    present participle
  1. to place in escrow.

    The home seller agrees to escrow the sum of $1000 with his attorney.

idioms

  1. in escrow, in the keeping of a third person for delivery to a given party upon the fulfillment of some condition.

escrow British  
/ ɛˈskrəʊ, ˈɛskrəʊ /

noun

  1. money, goods, or a written document, such as a contract bond, delivered to a third party and held by him pending fulfilment of some condition

  2. the state or condition of being an escrow (esp in the phrase in escrow )

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

verb

  1. to place (money, a document, etc) in escrow

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012
escrow Cultural  
  1. The condition of being ineffective until certain conditions are met. For example, money inherited by a minor might be held in escrow until the heir reaches a certain age. Homeowners with mortgages frequently pay money for insurance and taxes on their home into an escrow account each month. The holder of the mortgage then pays the insurance and tax bills out of the escrow account when the bills are due.


Other Word Forms

Inflected Forms

Participles

Conjugated Forms

Present

Past

Future


Etymology

Origin of escrow

First recorded in 1590–1600; from Anglo-French escro(u)we, from Old French escro(u)e; see scroll


Explanation

If you buy a house, you'll have to put money in escrow, which means you give it to a third party (like a bank), while the seller actually brings the deed and signs it over to you. The word escrow comes from the Old French escroue meaning "scrap, roll of parchment." Think of an escrow as a deed rolled up and delivered to a trusted person who hangs onto it, only giving out the money on the deed after the person who's supposed to get it does whatever he agreed to do. It's a safe way to do business, and prevents sellers from running off with your money before they've given you what you bought.

Keep Reading on Vocabulary.com

Vocabulary lists containing escrow

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

The agency said Jogesh worked with Frank Labruzzo, an attorney in the Louisiana Attorney General's Office, who provided a fraudulent escrow service - a bank account which holds funds until pre-arranged conditions are met.

From BBC ● Oct. 7, 2026

Matt Roemer agreed to buy a home in January at a rate of under 6%, but he pulled out during escrow following an inspection.

From The Wall Street Journal ● Sep. 10, 2026

While properties in this stage can end up back on the market if they fall out of escrow, it marks a very positive milestone in what has been a lengthy journey for Behar.

From MarketWatch ● Jul. 30, 2026

Wilson says the board was seeking to have him put millions of dollars into an escrow account to cover a “hypothetical, potential future breach of the nondisparagement” clause.

From The Wall Street Journal ● May 1, 2026

When the tenant told them what they already knew—that the money had been deposited in an escrow account—the officials left, but returned a half hour later and demanded that the man come downtown with them.

From "The Best of Enemies" by Osha Gray Davidson

According to his colleague at an escrow company, Milstein said, new escrows have increased up to 50% in markets across L.A.

From Los Angeles Times ● Apr. 15, 2026

Under Side, the company grew over the years into one of the nation’s larger surrogacy escrows, claiming to have served more than 1,000 clients with six employees.

From The Wall Street Journal ● Oct. 22, 2025

Parents who spoke with the Journal said they assumed that the escrows operated like banks and were risk-free.

From The Wall Street Journal ● Oct. 22, 2025

Prices were slashed, escrows were rushed and million-dollar deals were closed as panicked sellers offered exotic cars and lucrative bonuses to anyone willing to buy their properties by the end of March.

From Los Angeles Times ● May 5, 2023

In taking charge of escrows or conditional instruments or deeds delivered to a third party until the condition is performed, the trust company acts in a similar capacity, as the joint representative of both parties.

From Readings in Money and Banking Selected and Adapted by Chester Arthur Phillips

You might also choose not to be escrowed, but there will likely be a fee for that privilege.

From MarketWatch ● Jun. 23, 2026

California law already requires lenders to pay homeowners the interest on escrowed funds for property taxes and insurance but not for insurance payouts held in escrow, according to the governor’s office.

From Los Angeles Times ● Feb. 10, 2025

New York requires banks to pay at 2% interest on escrowed funds.

From Seattle Times ● May 30, 2024

To ease the pain for developers, authorities have taken a slew of measures since late 2021, including giving real estate firms easier access to funds from escrowed accounts.

From Reuters ● Feb. 21, 2022

Money to pay the tax claims will be escrowed until the disputes are resolved, Califano said Friday.

From Washington Post ● Apr. 16, 2010

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