factoring

American  

[fak-ter-ing] / ˈfæk tər ɪŋ /

noun

1. Commerce. the business of purchasing and collecting accounts receivable or of advancing cash on the basis of accounts receivable.

2. the act or process of separating an equation, formula, cryptogram, etc., into its component parts.

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factoring British  

/ ˈfæktərɪŋ /

noun

1. the business of a factor

2. the business of purchasing debts from clients at a discount and making a profit from their collection

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Etymology

Origin of factoring

factor + -ing ¹

Example Sentences

The country offers a 30% rebate that expands when factoring in eligible Hungarian spending.

From Los Angeles Times • Apr. 13, 2026

But make sure you’re factoring in the cost of a prepurchase inspection, which can run anywhere from $200 to $500, to make sure the math still works in your favor.

From MarketWatch • Apr. 10, 2026

All of that, factoring in general delays in Australia's legal system as well, means a trial is "most definitely" years away, Rothwell says.

From BBC • Apr. 8, 2026

Goldman expects WTI to average $98 in March and $105 in April, saying the market is factoring in the possibility that strong U.S. exports will keep the price gap with Brent wide.

From The Wall Street Journal • Mar. 23, 2026

The bus ride down Arlington Avenue was extremely short, so Jake amused himself by silently factoring percentages for passengers versus bus capacity and average number of potholes per city block.

From "The Smartest Kid in the Universe" by Chris Grabenstein