fintech

American  

[fin-tek] / ˈfɪn tɛk /

noun

1. digital technological innovations utilized by customers or institutions in the financial services industry (often used attributively).

   Fintech makes it easy to save and invest money with your mobile device.

   With a population of more than a billion, India is a hotbed for fintech products.

2. a company that uses or develops digital technological innovations in the financial services industry (often used attributively).

   Fintechs are offering solutions for customers unable to get loans from a traditional bank.

   There's a fintech startup that enables consumers to shop online without using a credit card.

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Etymology

Origin of fintech

First recorded in 2010–15; fin(ancial) ( def. ) + tech(nology) ( def. )

Example Sentences

Spain’s Santander External link and London-based fintech Revolut External link have both launched digital banking products in Mexico over the past year.

From Barron's • Apr. 23, 2026

When Wells Fargo told the fintech Bilt that it would no longer be the lender for its rent-rewards credit card, Bilt scrambled to find another large bank partner.

From The Wall Street Journal • Apr. 19, 2026

More than two decades after Elon Musk left PayPal, he’s getting ready to launch another fintech service.

From MarketWatch • Apr. 16, 2026

Global Payments, 4.7 times earnings, and Fiserv, seven times, are heavily indebted players in a decidedly unsexy part of fintech: processing card payments for merchants.

From Barron's • Apr. 10, 2026

The San José fintech giant is losing market share to competitors and had to swap out its leadership recently as its shares plunged, and it scrambled for a faster fix.

From Los Angeles Times • Apr. 3, 2026