fintech

American  

[fin-tek] / ˈfɪn tɛk /

noun

1. digital technological innovations utilized by customers or institutions in the financial services industry (often used attributively).

   Fintech makes it easy to save and invest money with your mobile device.

   With a population of more than a billion, India is a hotbed for fintech products.

2. a company that uses or develops digital technological innovations in the financial services industry (often used attributively).

   Fintechs are offering solutions for customers unable to get loans from a traditional bank.

   There's a fintech startup that enables consumers to shop online without using a credit card.

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Etymology

Origin of fintech

First recorded in 2010–15; fin(ancial) ( def. ) + tech(nology) ( def. )

Example Sentences

Brazilian fintech PicPay also priced its offering at $19 a share, the high point of its range, and was up about 2% in midday trading.

From Barron's

Previously, Peter spent eight years covering banking and fintech for the Journal, exploring how Silicon Valley startups, tech giants and the biggest banks are remaking the ways people and businesses borrow, move and spend money.

From The Wall Street Journal

The acquisition comes at a key moment in the payments world, as fintech and crypto firms threaten to siphon business away from banks.

From The Wall Street Journal

Capital One Financial COF 1.76%increase; green up pointing triangle agreed to buy the fintech Brex for $5.15 billion in cash and stock, in a deal that could give the credit-card issuer more firepower with corporate clients.

From The Wall Street Journal

Appeared in the January 23, 2026, print edition as 'Capital One in $5 Billion Fintech Buy'.

From The Wall Street Journal