fintech

American  

[fin-tek] / ˈfɪn tɛk /

noun

1. digital technological innovations utilized by customers or institutions in the financial services industry (often used attributively).

   Fintech makes it easy to save and invest money with your mobile device.

   With a population of more than a billion, India is a hotbed for fintech products.

2. a company that uses or develops digital technological innovations in the financial services industry (often used attributively).

   Fintechs are offering solutions for customers unable to get loans from a traditional bank.

   There's a fintech startup that enables consumers to shop online without using a credit card.

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Etymology

Origin of fintech

First recorded in 2010–15; fin(ancial) ( def. ) + tech(nology) ( def. )

Example Sentences

Others are rushing to be the AI supplier for various corners of the industry, including Anthropic and OpenAI; established financial-software makers such as AlphaSense; and Canary’s fellow fintech startups.

From The Wall Street Journal • May 31, 2026

“Gamifying spending is just one more place where fintech innovation is adding risk rather than helping people towards financial health.”

From MarketWatch • May 19, 2026

"I won't forget it, how I felt - it triggered in me the most horrendous adrenaline shock," says George, a founder director of a fintech startup company from Devon.

From BBC • May 15, 2026

Although the fintech posted its “first billion-dollar revenue quarter” in February, it wasn’t enough to satisfy investors who were discouraged by other details in the print.

From Barron's • May 14, 2026

Klarna surges as the fintech reports a narrower per-share loss than analysts were expecting.

From Barron's • May 14, 2026