homeowner's policy

American  

noun

Insurance.

1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.

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Example Sentences

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch

The first year surcharge is estimated to average $21.03 for a standard homeowner’s policy, $10.66 for condo owners and $1.90 for renters.

From Los Angeles Times

It received approval from regulators to temporarily charge customers with a standard homeowner’s policy a 1.13% fee for two renewal periods.

From Los Angeles Times

Mudslides, mud flows and debris flows aren’t covered by typical homeowners’ insurance, either — though in particular circumstances, a homeowner’s policy might cover some of the damage from these events.

From Los Angeles Times

If you intend to build there, talk to your insurance agent about an earthquake rider on your homeowner’s policy.

From Seattle Times