Dictionary.com
Thesaurus.com
Synonyms

insured

American  
[in-shoord, -shurd] / ɪnˈʃʊərd, -ˈʃɜrd /

noun

  1. the person, group, or organization whose life or property is covered by an insurance policy.


insured British  
/ -ˈʃɔːd, ɪnˈʃʊəd /

adjective

  1. covered by insurance

    an insured risk

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

noun

  1. the person, persons, or organization covered by an insurance policy

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Etymology

Origin of insured

First recorded in 1675–85; insure + -ed 2

Compare meaning

How does insured compare to similar and commonly confused words? Explore the most common comparisons:

Explanation

Something that's insured is protected by an insurance policy — in other words, its loss or damage will be compensated by an insurance company. If your laptop is insured, you'll get enough money to replace it if it's stolen. If an insured house burns down or is damaged in a storm, an insurance company will pay to repair or replace it. In exchange, the homeowner pays monthly (or sometimes annual) fees. If you have a life insurance policy or insurance that covers your health care, you are also insured. Insured, by way of the verb insure, comes from the original ensure, which has the roots en-, "make," and sure, "safe, strong, or resolute."

Keep Reading on Vocabulary.com

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

It had previously been insured by Hydor, but a spokesperson for the company told the BBC their cover ended when the US imposed sanctions on the ship.

From BBC • May 23, 2026

Insurable interest matters only at the time a policy is created or when someone other than the person who is being insured is trying to own the policy.

From MarketWatch • May 6, 2026

The association insured quality, directed distribution, and set prices—which, because of its market power, were followed across the nation.

From Barron's • May 2, 2026

Verisk, a catastrophe-modeling firm, estimates potential insured losses from severe thunderstorms of around $60 billion a year—almost double its modeled losses from just four years ago.

From The Wall Street Journal • Apr. 29, 2026

“But she’s had them insured since birth—a nickel a week policy.”

From "A Tree Grows in Brooklyn" by Betty Smith

Vocabulary.com logo
by dictionary.com

Look it up. Learn it forever.

Remember "insured" for good with VocabTrainer. Expand your vocabulary effortlessly with personalized learning tools that adapt to your goals.

Take me to Vocabulary.com