interest rate
Americannoun
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Business. the amount that a lender charges a borrower for taking out a loan, for maintaining a balance on debt, etc.: typically expressed as an annual percentage of the loan balance.
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Banking. the amount earned on a savings, checking, or money market account, or on an investment, such as a certificate of deposit or bond: typically expressed as an annual percentage of the account balance or investment sum.
Etymology
Origin of interest rate
First recorded in 1885–90
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Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
“Gold remains around 18% below its pre-conflict level, reflecting the combined impact of rising bond yields, a stronger dollar, and shifting interest rate expectations.”
From The Wall Street Journal • Jun. 9, 2026
Alphabet committed $920 million monthly for GPUs from SpaceX, as Nasdaq fell amid interest rate hike fears.
From Barron's • Jun. 5, 2026
However, Citi research analysts say the RBI has signaled its willingness to wait until second-round inflation effects are apparent, and interest rate defense of the currency would be a last resort.
From The Wall Street Journal • Jun. 5, 2026
The hot reading increased the odds of an interest rate hike later this year, and sent bond yields higher.
From Barron's • Jun. 5, 2026
Since Iceland’s interest rate at that time was higher than Switzerland’s, it’s curious why Bobby didn’t want the transfer.
From "Endgame" by Frank Brady
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Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.