lien

¹ American  

[leen, lee-uhn] / lin, ˈli ən /

noun

1. Law. the legal claim of one person upon the property of another person to secure the payment of a debt or the satisfaction of an obligation.

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lien ² American  

[lahy-uhn, -en] / ˈlaɪ ən, -ɛn /

noun

Anatomy.

1. the spleen.

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lien British  

/ ˈliːən, liːn /

noun

1. law a right to retain possession of another's property pending discharge of a debt

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lien Cultural  

1. A claim or right given to a creditor to secure payment of a debt, usually by sale of the debtor's property.

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Other Word Forms

• lienable
  adjective
• lienal
  adjective

Etymology

Origin of lien¹

First recorded in 1525–35; from Anglo-French, Old French, from Latin ligāmen “tie, bandage,” from ligā(re) “to tie” + -men, noun suffix of result; cf. ligament ( def. )

Origin of lien²

First recorded in 1645–55; from Latin liēn; see also spleen

Explanation

A lien is a claim against the property of someone who owes money. It's pronounced like "lean," which might also describe your meager finances if a lien has been placed on your home. When someone doesn't make payments on a loan, the bank may put a lien on that person's property, claiming ownership of that property until the overdue payment is received. The word lien derives from the Latin ligāre, which means "to bind," and you can see that "binding," or tying up a person's property, really does put the owner in a "bind."

Example Sentences

See Examples For:

lien

Prosecutors say he falsified title insurance policies that showed the bank would have a first lien on the underlying collateral if the loan went bad, when in fact it did not.

From Los Angeles Times ● Jul. 6, 2026

The loan would be interest-free, but he wants me to sign an “open-ended mortgage” that would place a lien on my home.

From MarketWatch ● Jun. 22, 2026

Not only does it create a lien against your home, but your relative could potentially foreclose on the property.

From MarketWatch ● Jun. 22, 2026

“In 2021, we invested in what we believed to be high-quality second lien and junior debt deals. Unfortunately, some of these investments have underperformed,” Pietrzak said on Monday’s call.

From Barron's ● May 11, 2026

By the way, I must leave you to your own guidance to find your road to Cro' Martin, for there's a young lady below stairs has a lien upon me.

From The Martins Of Cro' Martin, Vol. I (of II) by Lever, Charles James