no-fault insurance

Cultural  

1. A type of automobile liability insurance that tries to cut the cost of insurance by restricting the legal grounds on which suits arising out of accidents can be brought. Most payments are made without determining legal responsibility, which is most often the reason for going to court.

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Example Sentences

In 2019 Michigan’s GOP Legislature and Democratic Gov. Gretchen Whitmer pared back their no-fault insurance regime.

From The Wall Street Journal • Jan. 16, 2026

Florida, one of a dozen states with no-fault insurance laws, mandates that drivers carry at least $10,000 in PIP coverage.

From BusinessWeek • Nov. 10, 2011

Others lay the responsibility for the rise on ambulance-chasing lawyers, who have been forced out of automobile liability actions by the growing acceptance of no-fault insurance.

From Time Magazine Archive

To provide quick, indisputable and fair compensation for victims' families in the future, Kennelly suggests a system of no-fault insurance.

From Time Magazine Archive

It began as a kind of no-fault insurance program for childhood immunizations but has been expanded since then to include some vaccines for adults.

From Time Magazine Archive