no-fault insurance

Cultural  

1. A type of automobile liability insurance that tries to cut the cost of insurance by restricting the legal grounds on which suits arising out of accidents can be brought. Most payments are made without determining legal responsibility, which is most often the reason for going to court.

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Example Sentences

In 2019 Michigan’s GOP Legislature and Democratic Gov. Gretchen Whitmer pared back their no-fault insurance regime.

From The Wall Street Journal • Jan. 16, 2026

Florida, one of a dozen states with no-fault insurance laws, mandates that drivers carry at least $10,000 in PIP coverage.

From BusinessWeek • Nov. 10, 2011

His impressive string of accomplishments included stiff environmental protection laws, a no-fault insurance plan, a remarkably popular lottery and a multimillion-dollar mass-transit system.

From Time Magazine Archive

Since Massachusetts pioneered compulsory no-fault insurance at the state level in 1971, the idea has won the support of consumer groups, labor unions and a growing number of insurance companies.

From Time Magazine Archive

Despite these obvious benefits, no-fault insurance has met stiff opposition.

From Time Magazine Archive