non-annuitized

• a word derived from annuitize.
  annuitize

  verb (used with object)

  to convert (money saved, an investment, etc.) into an income paid annually or at other regular intervals; to convert into an annuity.

More Suggestions

• non-punitive
• nonintuitive
• bank annuities
• non-native
• granitize
• non-White
• non-fungible
• quantized
• unbaptized