origination fee

American  

[aw-rij-uh-ney-shuhn fee, o-rij‐] / ɔˌrɪdʒ əˈneɪ ʃən ˈfi, ɒˌrɪdʒ‐ /

noun

Finance.

1. a fee charged by a lender for evaluating and processing a loan application, typically a one-time fee taken out up-front as a percentage of the face value of the loan.

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Etymology

Origin of origination fee

First recorded in 1960–65

Example Sentences

See Examples For:

origination fee

There’s also a 4.228% origination fee for these loans, which is deducted proportionately from each loan disbursement.

From MarketWatch ● May 15, 2026

WSJ | Buy Side: Some personal loans charge no origination fee, but compare interest rates and other terms to get a good deal.

From The Wall Street Journal ● Apr. 1, 2026

But yeah, the bankers, they got a big origination fee.

From Slate ● Jul. 12, 2022

Factor in the cost of the origination fee and monthly payment to determine whether you’ll save money over time.

From Seattle Times ● Jan. 18, 2022

In Arizona, Springleaf pushed draft legislation two years ago that doubled the maximum origination fee, to $150 from $75, and applied the state’s maximum 36 percent rate to a greater number of loans.

From New York Times ● Sep. 6, 2016