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overcapitalize

American  
[oh-ver-kap-i-tl-ahyz] / ˌoʊ vərˈkæp ɪ tlˌaɪz /
especially British, overcapitalise

verb (used with object)

overcapitalizes, present (3rd person singular) overcapitalized, past participle, past overcapitalizing present participle
  1. to fix the total amount of securities of a corporation in excess of the limits set by law or by sound financial policy.

  2. to overestimate the capital value (of a business property or enterprise).

  3. to provide an excessive amount of capital for (a business enterprise).


overcapitalize British  
/ ˌəʊvəˈkæpɪtəˌlaɪz /

verb

  1. to provide or issue capital for (an enterprise) in excess of profitable investment opportunities

  2. to estimate the capital value of (a company) at an unreasonably or unlawfully high level

  3. to overestimate the market value of (property)

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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Etymology

Origin of overcapitalize

First recorded in 1885–90; over- + capitalize

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

A smart President, to be reelected, must not overcapitalize on his office.

From Time Magazine Archive

Some of our banks were more overcapitalized than even the average bank.

From Barron's Apr. 16, 2026

Jackpots have only become bigger as venture capital has grown overcapitalized; last year exit values, the proceeds from selling shares, topped two hundred billion dollars for the first time.

From The New Yorker Jan. 20, 2020

The giants say they are overcapitalized, and it’s true that their balance sheets are far stronger than before the 2008 panic.

From The Wall Street Journal May 23, 2018

Plus they have a lost of fixed costs that are over-the-top, i.e., they are overcapitalized.

From Forbes Sep. 21, 2011

In short, an attempt to operate on an overcapitalized basis will, sooner or later, lead to disaster.

From A Living from the Land by Duryee, William B.

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