[oh-ver-draft, -drahft]


Compare underdraft.

Origin of overdraft

First recorded in 1875–80; over- + draft
Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2019

Examples from the Web for overdraft

Contemporary Examples of overdraft

Historical Examples of overdraft

  • The Prince has had an overdraft; you will give me a statement; that's all!

  • We are saved; the overdraft will be paid off, and we are in smooth water again.

  • The law has at least stopped the overdraft, but we still lack the $500.

    The Idyl of Twin Fires

    Walter Prichard Eaton

  • No money was drawn out of the bank by Cowperwood & Co. after that to create an overdraft.

    The Financier

    Theodore Dreiser

  • Suppose it were a check on an overdrawn account; would Providence intervene to prevent an overdraft?

    The Main Chance

    Meredith Nicholson

British Dictionary definitions for overdraft



a draft or withdrawal of money in excess of the credit balance on a bank or building-society cheque account
the amount of money drawn or withdrawn thus
Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Word Origin and History for overdraft

1878, in the banking sense, from over- + draft (n.).

Online Etymology Dictionary, © 2010 Douglas Harper

overdraft in Culture


The amount by which a check exceeds the funds on deposit to cover it.

The New Dictionary of Cultural Literacy, Third Edition Copyright © 2005 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company. All rights reserved.