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policyholder

American  
[pol-uh-see-hohl-der] / ˈpɒl ə siˌhoʊl dər /

noun

  • policyholders
    plural
  1. the individual or firm in whose name an insurance policy is written; an insured.


policyholder British  
/ ˈpɒlɪsɪˌhəʊldə /

noun

  1. a person or organization in whose name an insurance policy is registered

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Noun Inflected Forms

Etymology

Origin of policyholder

An Americanism dating back to 1850–55; policy 2 + holder

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

But the agent said its date for when she became a policyholder was wrong by almost two decades.

From The Wall Street Journal Jul. 8, 2026

Insurers are natural buyers of the hard-to-trade investments because they can lock up money from policyholder premiums for years without worrying about payouts.

From The Wall Street Journal Jun. 24, 2026

If the insured person dies during the term, beneficiaries will receive a payout, but if the term expires and the policyholder is still alive, the coverage expires with no payout.

From MarketWatch Apr. 1, 2026

Internal agency emails show a State Farm executive in May 2025 told Lara the insurer had received less than 310 policyholder complaints among 10,359 Los Angeles fire claims at the time.

From Los Angeles Times Feb. 19, 2026

In my visits to the homes of policyholders to collect premiums, I was accompanied by the superintendent who claimed to the policyholder that he was making a routine inspection.

From "Black Boy" by Richard Wright

Insurance is one of the most regulated industries, since the companies hold premium dollars from policyholders for future claims payouts — and regulators want to ensure the money is there when it’s needed.

From Los Angeles Times Aug. 5, 2026

Such related-party transactions must be disclosed to insurance regulators, a rule meant to limit conflicts of interest and protect policyholders.

From The Wall Street Journal Jul. 26, 2026

Insurance regulators this month approved rules that aim to protect policyholders against big losses on a $314 billion slice of structured debt held in insurers’ portfolios.

From The Wall Street Journal Jul. 21, 2026

Many policyholders in my position might have accepted the initial payment of less than $600 and paid thousands of dollars out of pocket for repairs that should have been covered.

From MarketWatch Jul. 10, 2026

This “gambling” method of remuneration was practiced by some of the burial companies because of the tremendous “turnover” in policyholders, and the companies had to have a constant stream of new business to keep afloat.

From "Black Boy" by Richard Wright

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