policyholder

American  

[pol-uh-see-hohl-der] / ˈpɒl ə siˌhoʊl dər /

noun

1. the individual or firm in whose name an insurance policy is written; an insured.

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policyholder British  

/ ˈpɒlɪsɪˌhəʊldə /

noun

1. a person or organization in whose name an insurance policy is registered

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Etymology

Origin of policyholder

An Americanism dating back to 1850–55; policy ² + holder

Example Sentences

However, the difference in premiums may look less pronounced for the average policyholder, who purchases anywhere from $20,000 to $500,000 in coverage.

From MarketWatch • Apr. 16, 2026

In recent years, alternative asset managers and private-equity players acquired life and annuity insurers to funnel billions of dollars of sticky policyholder premiums into complex private loans.

From The Wall Street Journal • Apr. 13, 2026

If the insured person dies during the term, beneficiaries will receive a payout, but if the term expires and the policyholder is still alive, the coverage expires with no payout.

From MarketWatch • Apr. 1, 2026

She demanded the company apologize to its policyholder.

From Los Angeles Times • Feb. 19, 2026

When a policyholder died, Spaulding placed advertisements trumpeting the delivery of the Mutual check as if the person had won the lottery.

From "The Best of Enemies" by Osha Gray Davidson