workers' compensation insurance

American  

[wur-kerz kom-puhn-sey-shuhn in-shoor-uhns, in-shur-uhns] / ˈwɜr kərz ˌkɒm pənˈseɪ ʃən ɪnˌʃʊər əns, ɪnˌʃɜr əns /

Informal, workers’ compensation,

noun

1. insurance that employers are required to carry by law for the protection of their employees, to provide cash benefits and/or to pay for medical care when a worker is injured or becomes ill as a direct result of their job.

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Etymology

Origin of workers' compensation insurance

First recorded in 1975–80

Example Sentences

The proposed $23.82 hourly rate includes $2.26 an hour to cover workers’ expenses and another $1.70 an hour because they do not have workers’ compensation insurance.

From New York Times • Dec. 8, 2022

Kilcher, 32, of North Hollywood, is charged with two felony counts of workers’ compensation insurance fraud, according to a statement from the California Department of Insurance.

From Seattle Times • Jul. 11, 2022

Also ask for proof that companies and any subcontractors carry liability and workers’ compensation insurance.

From Washington Post • Mar. 7, 2022

Authorities allege the couple underreported their payroll to their workers’ compensation insurance carriers by roughly $4.5 million between 2015 and 2019.

From Los Angeles Times • Jan. 27, 2022

Foster and his wife also used a subcontractor masking scheme to avoid paying millions of dollars in taxes, workers’ compensation insurance and overtime, prosecutors said.

From Los Angeles Times • Jan. 14, 2022