workers' compensation insurance

American  

[wur-kerz kom-puhn-sey-shuhn in-shoor-uhns, in-shur-uhns] / ˈwɜr kərz ˌkɒm pənˈseɪ ʃən ɪnˌʃʊər əns, ɪnˌʃɜr əns /

Informal, workers’ compensation,

noun

1. insurance that employers are required to carry by law for the protection of their employees, to provide cash benefits and/or to pay for medical care when a worker is injured or becomes ill as a direct result of their job.

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Etymology

Origin of workers' compensation insurance

First recorded in 1975–80

Example Sentences

The proposed $23.82 hourly rate includes $2.26 an hour to cover workers’ expenses and another $1.70 an hour because they do not have workers’ compensation insurance.

From New York Times • Dec. 8, 2022

Kilcher, 32, of North Hollywood, is charged with two felony counts of workers’ compensation insurance fraud, according to a statement from the California Department of Insurance.

From Seattle Times • Jul. 11, 2022

An Arcadia couple accused of insurance fraud and wage theft are facing dozens of felony charges after authorities alleged they underreported payroll to workers’ compensation insurance carriers and underpaid employees at their poultry processing business.

From Los Angeles Times • Jan. 27, 2022

Authorities allege the couple underreported their payroll to their workers’ compensation insurance carriers by roughly $4.5 million between 2015 and 2019.

From Los Angeles Times • Jan. 27, 2022

Your contractor should have liability, property and workers’ compensation insurance.

From Washington Post • Oct. 13, 2021