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zombie bank

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noun Informal.
  1. a bank that has liabilities exceeding its assets but continues to operate through government support: These zombie banks are unable or unwilling to lend out money.
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Origin of zombie bank

1985–90; zombie, in the extended sense 'a body given the semblance of life'
Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2018